do not ever take policy from kotak life insaurance they send excecutive to home they will say u ill get double in 5 years pay for 3 years and get double in 5 years they cheat the customer and when its 3 years the amount will get started deducting from the account montly and they will say all is mentioned in application form the policy is for 15 years and u will not get double money whats according to market u will get and u will loose upto 50% of money u deposited in kotak life insaurance so peoples u had been dumped by kotak life insaurance contact me nine eight two 00 five five 3 two two my policy number is 1591037 so contact me we could form a association and file a case on kotak life insaurance this kotak life insaurance doesnt have employes house address and they dont verified the emplyoee so beware of kotak life insaurance agents /employee and kotak life insaurance u will get dumped and cheated