This Doctor is not for you if you are dependant only on your Insurance company for your treatment. We went to Apollo Hospitals Greams Road(Chennai) for a ByPass Surgery. Our Insurance company had approved for cashless hospitalization which means we need not pay any money from our pocket(except some administrative fees) from admission till discharge. The Insurance company was supposed to pay our bill directly to the Hospital. But, this doctor demanded that his fees (approximately Rs.45000) be paid before the Surgery. He was not willing to wait until the Insurance company settles the amount. We paid the Surgeon's fees thinking that our Insurance company will later reimburse the amount. We had no choice at that moment other than to pay the fee ... View Mores. But, the Insurance company later denied our claim saying that since we got approval for cashless hospitalization, they will not settle any claims from the Patient's side. It seems Mr.Girinath is doing it as a regular Practice asking the Patients' relatives to pay his fees before the surgery and asking them to claim from Insurance company later. If you are one of those going to him, please check with your Insurance company first before paying the Surgeon's fees. All he is worried about is that he gets his money. He does not care whether you get the money back from the Insurance company or not. Most of the Insurance companies do not settle the money we pay on our own if you are already approved for cashless hospitalization.View Less