my customer id 33538292 i booked train ticket 18thOct amount debited 2 times.i asked irctc they refunded 629rs and given reference nmber 929372712663 transaction id 0151839081 my transaction on hdfc reference is 929182351832. Still i didn't get balance in my account.To whom i will contact.i called many times hdfc customer care they are telling today it wll debited in your account.when i will get my money back......call 09241272713 (Amaradh Reddy.Ch)