Very pathetic and disgusting there service is excellent until they sell there product i had ARC from last 07 years without any claim till date, and recently when claimed they clearly escaped saying that its not covered, these people are so cunning that they did call to renew as they knew that if any one claims would never renew, or else they would call 20 time before a month to renew. DO NOT BUY ITS JUST WASTE OF MONEY as they do not cover anything except our money ..